You can keep your investments where they currently are, if that is what you choose.
You are not required to move your accounts when you work with Prism, unless you choose to do so.
Many clients have accounts spread across different institutions, such as a current employer 401(k), a former employer’s 401(k), a taxable brokerage account, and a Roth IRA. When you work with Prism, you can keep those accounts exactly where they are if that is your preference. We will review your overall situation and discuss whether consolidation may be beneficial, but any decision to move accounts is entirely up to you.
Our role is to provide guidance and recommendations, not to require account transfers. This approach allows you to maintain flexibility and control while still receiving comprehensive financial advice.
You only pay for the services you require, and nothing more.
Our pricing is based on the time and expertise required, not on a flat fee tied to account size or bundled services.
Some clients have more complex planning needs and want more frequent meetings, while others prefer a simpler, more streamlined approach. An hourly model allows clients to pay for the level of service that matches their situation, ensuring greater transparency and fairness.
More investment options.
Your investment choices depend on where your assets are held. By using well-known custodians such as Schwab, Fidelity, or Vanguard, clients have access to a wide range of investment options across many fund families and strategies.
Because Prism does not sell investment products and does not require assets to be held in any specific place, clients have the freedom to choose the custodians and investments that best fit their needs. This flexibility allows us to focus on building investment strategies that align with each client’s goals, preferences, and long-term plan.