I know what you’re thinking: Makeovers and financial planning? Really, Amy?
Stay with me on this.
I'm feeling a bit queasy right now.
Imagine this: Your “financial advisor” that has managed your money for years gives you a call. “Sue”, he says, “small-caps are up this year and I think they’re going to continue to go up. I want to sell some of your bonds, which will continue to go down as interest rates start to rise and put that money to work in small-caps. Ok? We just started to offer this new small-cap fund that will be perfect for you!”